Uncle Sam Re: Improving Cyber Hygiene and Increasing Confidence in the Cyber Insurance Ecosystem via Government Backstopping

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H. Bryan Cunningham and Shauhin A. Talesh
Published in the Connecticut Insurance Law Journal.

The year 2020 was a wake-up call, for the world and specifically for the cyber insurance ecosystem. The COVID-19 global pandemic reminded insurers, observers, and policymakers that actual or newly plausible attacks—including catastrophic cyberattacks—could pose existential threats to the cyber insurance ecosystem. This article examines this risk through a hypothetical catastrophic cyberattack, interviews with sixty participants across the cyber insurance ecosystem, and recent scholarly work. We find that the risk of a catastrophic cyberattack to the solvency of the global insurance ecosystem is real and that cyber insurers have not, as yet, fulfilled their promise to meaningfully improve our collective cyber hygiene. We examine several key reasons for these findings, including both a lack of data and of stability in the cyber insurance market, problems of attribution in cyberspace, and increasing uncertainty about the enforcement of war exclusions in cyber insurance coverage disputes. We offer a prioritized and interconnected set of proposals to shore up the cyber insurance ecosystem and incentivize needed improvements to our overall cyber hygiene.

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ICS Students Train for Embedded Capture the Flag Competition

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A team of students from UCI’s Donald Bren School of Information and Computer Sciences (ICS) spent the fall quarter preparing for battle. Computer Science Professor Ian Harris has been training the students, who will participate from January to April 2022 in the MITRE Embedded Capture the Flag (eCTF) competition. The team will spend the first two months designing and implementing a secure system, and they will spend the final month analyzing and attacking the other teams’ designs.

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Does Spencer Elden, the ‘Nevermind’ baby suing Nirvana for alleged child pornography, have a case? Legal experts weigh in

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Nirvana's 'Nevermind' album, 1991. (Photo: DGC/Geffen) Lyndsey Parker·Editor in Chief, Yahoo MusicAugust 25, 2021 Nirvana fans could be forgiven for thinking they were reading The Onion this week when the…

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